Picture this. You’ve just moved into your dream home in Franklin, Tennessee, and your roof decides it’s time for a midlife crisis. You need a roofer, but not just any roofer—the best roofer. But wait, do roofers in Franklin need to be licensed and insured?
Why Licensing and Insurance Matter
Before you start dialing every roofer in town, it’s crucial to know the legalities. In Tennessee, including our lovely Franklin, a contractor’s license is not just a fancy piece of paper; it’s the law. If you’re looking at a roofing project that costs $25,000 or more, including materials and labor, the roofer needs to have a specialized contractor’s license.
The Big, Bold Law
Here’s the nitty-gritty straight from the rulebook:
A Tennessee contractor’s license is required BEFORE bidding or offering a price for projects $25,000 and up (includes materials and labor) as a prime (general) contractor. Also, subcontractors performing electrical, mechanical, plumbing, HVAC, roofing, and masonry are required to be licensed as a contractor when the total portion on the project is $25,000 or more. Masonry work requires a license when $100,000 or more. Additionally, a sub to a sub must be licensed whenever there are more than one subcontractor on the project. Reciprocal agreements do not allow using another state’s license in Tennessee but provide a trade exam waiver only. License issuance takes 4 to 6 weeks.
Specialized Roofing Licenses
In Tennessee, roofing contractors handling projects over $25,000 need a specialized contractor’s license. This means they’ve had to jump through some serious hoops—proving their experience, passing exams, showing their financial status, and submitting necessary documents. Sound like a lot? That’s because it is, and it’s designed to ensure you’re getting quality roofers.
The Insurance Angle
Here’s the kicker. Licensed roofers also need to have liability insurance and workers’ compensation insurance for their employees. This isn’t just bureaucratic red tape; it’s your safety net. Liability insurance covers damage to your property, while workers’ comp covers any injuries the workers might sustain on the job. Without these, you could find yourself in a world of hurt—both literally and financially.
Benefits of Being Licensed and Insured
Quality Assurance
When a roofer is licensed and insured, it’s a sign that they’re committed to quality. They’ve proven their skills and taken all necessary precautions to ensure they can handle your project without a hitch.
Financial Protection
Think of it as a rainy day fund. If something goes wrong, liability insurance and workers’ compensation insurance mean you’re not left footing the bill. It’s the kind of peace of mind money can’t buy—well, technically, it can, but you get the point.
Legal Compliance
Hiring a licensed roofer means you’re on the right side of Tennessee law. No need to worry about fines or legal complications down the road. Plus, it’s one less thing to stress about when you’re already dealing with a leaky roof.
Professionalism
Licensed and insured roofers are more likely to be professionals who take pride in their work. They’ve invested in their careers and are less likely to cut corners. When you hire the best roofers, you get top-notch service.
The Force Roofing Systems Advantage
Now, if all this talk about licensing and insurance has your head spinning faster than a ceiling fan, don’t worry. Force Roofing Systems has got you covered—literally. We’re licensed, insured, and ready to tackle any roofing project you throw our way.
Ready to get started? Contact Force Roofing Systems for all your roofing needs. Your roof (and your wallet) will thank you!
